Top Car Insurance Tips

June 18, 2010 by  
Filed under Car Insurance Tips

You can get a quote with over 40 car insurers if you input your details into a good car insurance broker’s website. You’ll only need to give your details once. Call the insurer with the quote to check exactly what is and isn’t covered.

If you have a garage, then you’ll save by keeping your car there overnight. You’ll also make savings if you can keep your car on a driveway. This is because there is more chance your car being broken into or vandalized if it’s kept on the road.

Give your insurer an accurate picture of how many miles you drive each year – you will save if you travel less.

Get married! Men under 30 pay more if they’re not married – it’s just the excuse your girlfriend is looking for!

Under 25’s pay more, but you can get lower premiums if can put a driver over the age of 25 with a good driving record on your policy as a named driver. That person must be under 60 though, as premiums rise again at that age.

Agreeing to higher deductable (the average cost is $250) will help lower your premiums. If you have an older car your insurance rates will be lower than say a newer car or even a sporty car.

Watch your speed, most insurance companies will let you get away with a single speeding ticket but if you repeat the offence then your premiums will sky rocket.

Satellite navigation in your car will lower your premiums. Insurers have found that people concentrate more on their driving and less on trying to find their way have fewer accidents.

It’s a good idea to have an some type of anti theft alarm not just because it could help keep your car from being stolen, it could also save you up to 10% on your car insurance. Also check on a multi-car discount, or even having your house insurance and car insurance with the same company!